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      CETREL was created in 1985 by a group of financial institutions that wished to offer a shared solution in payment services so as to avoid duplication of investment and operating expenditure. 

      Today CETREL is synonimous with electronic banking and offers a broad range of services to its clients in Luxembourg and abroad. CETREL handles the promotion and management of all types of payment cards whether they be direct debit, prepayment or rolling credit cards, real or virtual, issued under national rules and those of the international issuers Visa and Mastercard.

      CETREL also manages transactions by Luxembourg cardholders abroad and those carried out by foreign cardholders on its terminal network via its links with the clearing system and international payment systems.

      CETREL is also known for its expertise in the management of payment systems and automated banking operations, as well as the installation of automated infrastructures and high security communications.