In Luxembourg, FinTech start-ups can rely on a strong network of private and public incubators and accelerators, as well as on a winning combination of private and public funding sources, and a variety of events, awards, and networking opportunities.

Further information about the Ecosystem

The Luxembourg House of Financial Technology (LHoFT)

The LHoFT Foundation is a public-private sector initiative which aims at driving forward technological innovation to the wider benefit of Luxembourg’s financial services industry.

Much more than just an incubator; its role is to build and nurture Luxembourg’s Fintech ecosystem. LHoFT aims to extend the ecosystem worldwide by linking up with other leading Fintech hubs around the world and by bringing together and collaborating with domestic and international stakeholders on industry-wide projects, working groups and initiatives.

Incubators and acceleration programmes

Alongside the LHoFT, Luxembourg hosts several other incubator and accelerator initiatives to support innovative companies in Fintech and other tech-related sectors:

  • Luxembourg House of Start-ups (HoST) – a start-up hub located in the centre of the capital and is run jointly by the City of Luxembourg and the Chamber of Commerce.
  • Technoport – a leading international incubator.
  • The University of Luxembourg’s incubator operated on its Belval campus.
  • The House of Entrepreneurship – Luxembourg’s one-stop shop for company creation, providing assistance with business permits, tax & legal issues, as well as public funding.

Community and networking

Fintech Fridays – A monthly Fintech networking event organised by the LHoFT, bringing together Fintech entrepreneurs, executives, VCs, Fintech enthusiasts and business angels.

Startuppers Night – The evening offers the entire Luxembourgish startup community the chance to celebrate their ecosystem in a completely different environment. The idea is to get to know each other, relax and have fun.

Lëtzblock – LëtzBlock is a non-profit association created to promote the thriving Luxembourg Blockchain ecosystem. Giving a voice to blockchain in Luxembourg, we connect, educate, inform, and inspire through events, working groups, advocacy and more.

CLUSIL (Club de la Sécurité des Systèmes d’Information – Luxembourg) – Association for information security professionals with about 200 members from all economic sectors in Luxembourg and the “Greater Region”.

LOIC – The Luxembourg Open Innovation Club is an initiative dedicated to the development of business relations between large accounts, intermediate-sized enterprises and innovative startups through open innovation.

Private and public funding

A major factor in the success of any Fintech company is access to funding to further its development. Luxembourg offers both public and private financing. In addition, Luxembourg’s financial centre is also a great place to meet potential clients.

Several funding schemes co-financing RD&I activities within Luxembourg-based companies are available as subsidies from the Ministry of the Economy. Luxinnovation, the national agency for innovation and research, advises and supports companies through the process of applying for public funds.

More about

  • Main activities

    Fintech's growing role in Luxembourg

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  • Ecosystem and Funding

    In Luxembourg, FinTech start-ups can rely on a strong network of private and public incubators and accelerators

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  • Regulation

    Beyond serving the local financial industry, Luxembourg is an outstanding launch pad for FinTech companies

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  • Insfrastructure

    Luxembourg offers world class IT infrastructure and connectivity

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  • Collaboration and Talent

    EU freedom of movement also means they are entitled to cross borders to work in the Grand Duchy

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