Singapore FinTech Festival & Networking Reception

Claude Marx was appointed Director General of the CSSF by the government in February 2016. Claude is also a member of the Board of Supervisors of the European Securities and Markets Authority (ESMA) as well as member of the AMLA General Board.

Prior to his nomination as Director General of the CSSF, Claude Marx was the CEO of Lombard International Assurance S.A., the largest unit-linked life insurance company, owned by Blackstone Tactical Opportunities. He was also Chairman of the Board of Lombard Intermediation Services S.A. Claude was with Lombard for 4 years.

Prior to that, Claude worked for HSBC for 17 years, and was Deputy CEO of its Private Banking Division.

At the beginning of his career, Claude worked as a lawyer with a local firm that is now Allen & Overy, as well as Arthur Andersen.

Claude is a lawyer by training, he holds a Master of Laws Degree from the University of Paris and a Master of Laws in International Business Law from the University of London. He was admitted to the Luxembourg bar as Avocat à la Cour in 1990.

Karen O’Sullivan is Head of the Innovation, Payments, Market Infrastructures and Governance at the CSSF.

She coordinates the activities of this department which is responsible for financial innovation, both the application process and on-going prudential supervision of payment institutions and electronic money institutions, the registration and AML supervision of virtual asset service providers, market infrastructures and the oversight of remuneration and governance practices and policies implemented within financial institutions.

Furthermore, her team is responsible for coordinating the CSSF’s efforts with regards to MiCA Regulation. In this respect her team spearheads the CSSF’s internal MiCA taskforce and is responsible for the authorisation and the prudential supervision of crypto-asset service providers and certain EMT/ART issuers.

Being the department in charge of financial innovation means that Karen and her team are the privileged contact and point of entry to the CSSF for the FinTech industry.

She represents the CSSF on an international level through participation in various working sub-groups and as speaker at several conferences, covering payment services, virtual asset and/or crypto asset service providers, innovation topics, and corporate governance matters at both national and international level.

Karen is both an Irish and Luxembourgish qualified chartered accountant. Prior to joining the CSSF in September 2012, Karen was an audit director at PwC Luxembourg specializing in the audit of investment funds.

Natasha Deloge holds a master degree in private law with a specialisation in business law from the University Robert Schuman in Strasbourg.

After a first experience as a lawyer, she joined the Commission de Surveillance du Secteur Financier (CSSF) in 2002, where she has built a solid background and expertise in payment services, consumer protection, financial technologies and innovation in the broad sense of the term.

Since 2015, she is the Deputy Head of the Innovation, Payments, Markets Infrastructures and Governance Department of the CSSF and in 2020 was appointed Head of Innovation in charge of the Innovation Hub of the CSSF. She further participates in the internal group on sustainable finance of the CSSF.

Since November 2025, Steven Koener serves as Chargé d’Affaires ad interim (Acting Head of Mission) of the newly established Embassy of the Grand Duchy of Luxembourg in Singapore, while also acting as Executive Director of the Luxembourg Trade and Investment Office.

He represents Luxembourg vis-à-vis the Singaporean authorities and leads efforts to strengthen bilateral political, economic and business ties, while supporting Luxembourg companies in Singapore and ASEAN and promoting Luxembourg as a gateway to the EU.

Prior to his posting, he worked at the Luxembourg Ministry of Foreign Affairs, contributing to the national economic promotion strategy with a strong focus on ASEAN, after seven years at the Luxembourg Chamber of Commerce supporting international expansion of Luxembourg companies worldwide.

Simon Gorbutt is Deputy CEO at Luxembourg for Finance, the Agency for the Development of the Financial Centre.

A lawyer qualified in England and Wales, and Ireland, Simon has worked in financial services in Luxembourg since 2007. He joined LFF from a leading Luxembourg provider of unit-linked insurance solutions where he was the company’s Legal and Tax Counsel for the UK, Northern Europe, Asia and International and, later, Director and Head of Wealth Planning, leading a team of specialists working on a global basis at the intersection of private banking, asset management, succession planning and insurance.

A qualified Director, Simon is a founding member of STEP Benelux a.s.b.l. and has served as Chairman of the STEP Benelux Board. He is a Board member of the Luxembourg Association of Family Offices and has also served as Chair of the UK and DAC 6 Working Groups at the Luxembourg Association des Compagnies d’Assurances et de Réassurances, Chair of the AmCham Luxembourg Insurance Committee and Deputy Chair of the Tax Committee at the Association of International Life Offices. Simon teaches on the Masters in Wealth Management at the University of Luxembourg, and on the International Management of Family Wealth programme at the International University of Monaco.

He holds a Bachelor of Laws (Honours) from the University of Edinburgh and a Masters in Law, and has received the Certified Digital Asset Advisor designation.

Chris Hollifield is Head of Business Development at Luxembourg for Finance, where his work involves advising FinTech and financial companies looking to develop cross-border activity through Luxembourg-based platforms. He also advises on the development of the ecosystem in Luxembourg and on synergy creation with other key financial centres, with a focus on East Asia.

Prior to working at Luxembourg for Finance, Chris worked in the strategy department of Clearstream Banking SA, an International Central Securities Depository that facilitates the settlement of interbank transactions in over 50 markets worldwide. Here, his work focused particularly on strategic projects concerning distributed ledger technology and other FinTech topics.

Pierre Oberlé is the Deputy Director for the development of the financial center at the Luxembourg Ministry of Finance.

With close to 20 years of experience in the financial sector, he plays a key role in fostering international partnerships and driving strategic projects in the development of Luxembourg’s financial centre.

Pierre joined the Ministry of Finance in 2021 as an Economist, where he was involved in EU-level negotiations on sustainable finance and investment fund legislation at the Council of the European Union. In 2023, he became part of the newly established Financial Centre Development directorate and was promoted Deputy Director in July 2026.

In his current role, Pierre is responsible for managing relationships with other international financial centres and leading initiatives in sustainable and digital finance. He also represents the Ministry on several boards, steering committees, and an investment committee.

Prior to his public sector work, Pierre spent 14 years at the Association of the Luxembourg Fund Industry (ALFI), where he served as Senior Business Development Manager. He was responsible for ALFI’s international outreach across key global markets.

Pierre holds an MBA from the University of St. Thomas in Minnesota (USA), a French-American Master’s in International Business from the University of Caen (France), and a Maîtrise in Economics from the University of Strasbourg (France).

Alex Panican is a serial entrepreneur with more than 15 years of experience in Business Strategy, Digital Transformation and Innovation. He’s the Acting CEO of the Luxembourg House of Financial Technology (The LHoFT), where he’s supporting the innovation partnerships between the fintechs and the financial actors.

Alex is also a professor in Business Strategy and Digital Marketing.

He holds an MBA in Strategy from the University of Quebec in Montreal, Canada.

The LHoFT aims to drive digitalisation and innovation in the Luxembourg financial industry and build a collaborative ecosystem of innovators across all sectors of the domestic and international community, including fintech, traditional financial services firms, government, regulators, universities, and investors.

Isabelle Alvarez is a senior executive with more than 25 years of experience spanning financial services, technology, and business transformation. She began her career in Luxembourg’s investment fund industry before spending over a decade in Asia, where she developed strong cross-border expertise and fostered business synergies between Europe and the Asia-Pacific region.

A former President of the Belgium-Luxembourg Chamber of Commerce in Singapore, Isabelle is recognized for her international outlook, strategic leadership, and ability to build lasting partnerships across cultures and markets. She is passionate about innovation and believes in creating practical solutions that help organizations adapt to evolving business and regulatory environments.

Today, as Chief Executive Officer of Victor Buck Services, she leads an international organization with operations in Luxembourg and Singapore. Victor Buck Services specializes in secure information management, customer communications, digital transformation, and regulatory-compliant business process outsourcing.

The company supports financial institutions, corporations, and public organizations in optimizing critical communication workflows, automating processes, managing sensitive data, and advancing their digital transformation journeys.

Under her leadership, Victor Buck Services continues to combine trusted operational excellence with innovative digital solutions, helping clients navigate increasing demands for efficiency, security, compliance, and customer engagement in a rapidly changing global environment.

Kamel Amroune is an entrepreneur and ecosystem builder passionate about connecting technology, innovation, and people.

As CEO of The Dots Luxembourg, a marketing, media, and events platform dedicated to the tech and digital ecosystem, Kamel works at the intersection of innovation, community building, and strategic communication. Through flagship initiatives, conferences, and media platforms, we bring together entrepreneurs, startups, corporates, investors, and policymakers to foster collaboration and accelerate innovation.

Kamel is also Co-Founder of Nexus Luxembourg, an international event bringing global tech leaders, founders, and policymakers together to discuss the future of AI, digital sovereignty, fintech, and emerging technologies.

Beyond events and media, Kamel actively contributes to the ecosystem supporting entrepreneurs and companies and helping shape the next generation of innovation.

His work focuses on building bridges between ideas, industries, and people, creating platforms where conversations turn into collaborations and where innovation becomes reality.

Baptiste is Head of Luxembourg Financial Services Regulatory.

He focuses on regulatory matters applicable to financial institutions and asset managers (including payment services, Fintech & crypto-asset services, investment/broker dealer services, funds distribution, depositary & fund administration services, prudential & licencing requirements, governance issues and AML/KYC topics), structured products, bank lending and derivatives (incl. EMIR and MiFIR).

Baptiste joined the Luxembourg Banking Lawyers’  Association (ALJB) and made several contributions in Luxembourg legal literature. He is also a member of various working groups (including the Payments Cluster) at the Luxembourg Bankers’ Association (ABBL).

Baptiste is an active member of our FinTech task force, supporting a wide range of clients, from established financial institutions to start-ups developing innovative solutions.

Lorenzo is an expert of Luxembourg financial services for over 25 years.

Prior to joining the Luxembourg Sustainable Finance Initiative (LSFI), Lorenzo was Head of Business Development at BNP Paribas Asset Management, Luxembourg, and Head of Sales at Eurizon Capital. He also worked as portfolio manager at several banks such as Edmond de Rothschild (Europe) and Intesa Sanpaolo.

In addition, through his extensive experience in the financial sector, he has consistently been exposed to the latest developments in sustainable finance. He has further enhanced this practical knowledge through several certifications aimed at upskilling in sustainable finance.

Georges Bock is the Founder and CEO of Investre S.A., a Luxembourg-based FinTech delivering end-to-end DLT infrastructure for investment funds. Under his leadership, Investre became the first Controlling Agent licensed by the CSSF under Luxembourg’s Blockchain IV Law, enabling compliant issuance, safekeeping, and settlement of tokenised fund shares on distributed ledgers.

The licence allows Investre to provide the full regulated DLT stack for tokenised funds, including issuance, safekeeping, settlement, and distribution. This positions the company as a trusted infrastructure partner for asset managers, custodians, banks, and institutional investors transitioning to digital-native fund models.

Through Moniflo, Investre’s retail platform, Georges extends this infrastructure to individual investors, offering access to UCITS and ELTIF products, including tokenised share classes, with greater transparency and liquidity optionality.

Before founding Investre, Georges spent 27 years at KPMG Luxembourg, where he served as Managing Partner, Head of Tax, and Global Financial Services Digital Strategy Lead Partner.

In 2025, he was named Visionary of the Year at the Luxembourg Finance Awards. He also serves as a Non-Executive Director at Bank Julius Baer Europe S.A., Governance.com, and UNICEF Luxembourg.

Paolo Brignardello is one of the founders of FundsDLT, a pioneering platform that leverages advanced technologies to transform the distribution of investment funds. FundsDLT became part of the Deutsche Börse Group in December 2023 and now operates within Clearstream Fund Services as its digital pillar.

He has broad expertise in cross border fund distribution and the investment fund supply chain, acquired through a number of senior positions and projects in fund services product management and operations (transfer agents, fund platforms).

Paolo holds an MBA from the Open University and an economics degree from the Sapienza University of Rome.

Thomas Campione joined Deloitte in 2025 with 15+ years of experience in Big-4 audit and consulting practices in the financial and non-financial sectors. He currently serves as Director in the Strategy, risk and transaction practice and focus on the Digital assets sector which he specialized in for the last 5 years.

Over the years Thomas developed strong relationships with the digital assets ecosystem, in-depth understanding of industry dynamics and use cases as well as applicable regulatory frameworks. Through this, he developed an ability to bridge between traditional and DLT/digital assets trends in asset management, capital markets and banking and gained a strong expertise in a broad range of services including: Digital assets strategy and market entry assessment, Digital assets target operating model definition, Regulatory considerations applicable to digital assets, Crypto-funds setup and assets tokenisation, and Crypto-assets valuation and accounting considerations.

Thomas holds a master in finance (Engr.), is a Chartered Financial Analyst (CFA) and successfully went through the MIT Executive program in Blockchain technologies. He is fluent in French and English.

Laurent is a Partner at Deloitte Consulting, specialised in capital markets.

He has over 30 years of experience in securities services, asset management and financial market infrastructures.

He began his career at Euroclear, where he spent more than 10 years in network management and custody.

At Deloitte, Laurent is leading several large strategic and transformation programmes for financial market infrastructures (FMIs) and securities services providers. He is the Lead Client Service Partner for a major ICSD and leads Deloitte Luxembourg’s Digital Assets practice.

Thilo Derenbach is the Head of Sales & Business Development Digital Securities Services at Clearstream.

Thilo has been with the German Stock Exchange group since 25 years, the last 19 years at the post-trade infrastructure Clearstream, primarily in commercialisation and product roles. In his current role, Thilo is responsible for business strategy, business development and commercialisation for the digital products at Clearstream.

Catherine specializes in data protection, technology and transactional IP. She is one of the leading Luxembourg lawyers for strategic data protection matters.

She advises clients across a wide range of business sectors (e-commerce, financial (including Fintech), insurance, asset managers, telecommunication, media and industrial sectors) with respect to their digital projects as well as with investigations by Luxembourg regulators. An important part of Catherine’s practice involves helping clients in relation to all areas of data privacy, including incidents such as personal data breaches, international data transfers, marketing and online advertising (i.e. ad tech) and data protection authority investigations. She advises clients on technological developments like the artificial intelligence, internet of things, big data and adtech. Catherine has also extensive experience in assisting clients with their technology transactions, such as digital transformation, IT outsourcing (especially in the heavily regulated financial and insurance sectors), the creation of interactive platforms or joint software development projects. Catherine advises on evolving cyber-related regulations, helps clients respond to incidents, and regularly provides client training on these topics.

Her practice covers both contentious and non-contentious matters, and she has defended clients in cross-border data investigations by data protection authorities, both before the authorities themselves and in court.

Head of Product at LUXHUB with 13 years’ experience in different startups in Berlin, Munich & Luxembourg with a particular focus on digital platforms and electronic payments. During these experiences, the personal silver lining was digitalization, starting with graphic assests management, to standardizing and selling market expertise and now providing regulatory and payment solutions.

Product obsessed, Ramzi focuses on identifying pain points for different profiles of organization from small fintechs, to SMEs and big bank groups and providing them with the right value propositions.

Annabelle Fonteneau leads the Catapult acceleration programs at the Luxembourg House of Financial Technology. Her background in international trade and startup ecosystems equips her with the insight to craft Catapult programs that leverage Luxembourg’s financial expertise and entrepreneurial spirit, aiming to accelerate growth in the fintech sector in Luxembourg and the financial inclusion sector across Africa, Southeast Asia, and the LAC region.

The LHoFT aims to drive digitalisation and innovation in the Luxembourg financial industry and build a collaborative ecosystem of innovators across all sectors of the domestic and international community, including traditional financial services firms, government, regulators, universities, investors and, of course, startups.

Bertrand is the practice partner of Ogier’s Luxembourg office, is part of Ogier’s multi-disiplinary Private Equity team and heads the corporate practice. He specialises in corporate law, mergers and acquisitions, private equity structures and transactions including management incentivisation, as well as group reorganisation. He also has significant experience in the setting up of investment vehicles.

Bertrand advises hedge funds, private equity, real estate and venture capital clients and multinational companies in connection with corporate and finance restructurings, mergers and acquisitions, joint ventures, establishment and structuring of international transactions. He specialises in downstream corporate advisory work and related financings. His achievements include working with CVC, RevCap, Parthena, Link and Maple Knoll Capital on numerous high profile acquisitions and disposals. Bertrand’s practice also encompasses restructuring and insolvency, creditor rights, insolvency and shareholder disputes.

Bertrand has more than 15 years’ experience with law firms in Luxembourg, London, Brussels and Philadelphia with a particular focus on Luxembourg-related transactions. He is a recommended lawyer in The Legal 500 and IFLR1000 directories.

Prior to joining Ogier, Bertrand was a partner of a global elite law firm in Luxembourg and worked for a magic-circle firm in Luxembourg and London.

Bertrand is a lecturer on civil law and corporate governance at the University of Luxembourg and regularly speaks at seminars in Luxembourg on a broad range of topics. He also has been a panel member at various conferences in Asia. He graduated with an LL.M in ICT Law and Management from the University of Namur, having previously studied law at the University of Louvain-la-Neuve and University of Saint-Louis as well. He also obtained a Master’s degree in tax from the Solvay Business School.

Bertrand has experience working in Belgium, England and the United States. He is a member of the Luxembourg Bar and has been admitted as a Solicitor of the Senior Courts of England & Wales. He speaks French, English and has basic knowledge of Dutch.

Cristina Gomez Asencio is Head of Product APAC at FundsDLT, part of Deutsche Börse Group. Based in Hyderabad, India, she leads the development and delivery of FundsDLT’s product strategy across the Asia-Pacific region, while building and managing a multidisciplinary team to support the company’s growth in the region.

With extensive experience in financial services, digital transformation and product delivery, Cristina has worked at the intersection of technology, business strategy and client needs. Throughout her career, she has led complex transformation initiatives, bringing together diverse stakeholders and translating strategic ambitions into practical, measurable outcomes. Her experience includes driving digital transformation at BBVA, one of Spain’s leading international banking groups, as well as contributing to the development and implementation of innovative solutions within the financial-services ecosystem.

In her current role, Cristina focuses on how emerging technologies and new operating models can improve the way investment products are designed, distributed and serviced. She is particularly interested in the practical application of digital assets, distributed-ledger technology and artificial intelligence to create more efficient, transparent and client-centric financial infrastructure.

Having developed her career in Europe before relocating from Luxembourg to India, Cristina brings a genuinely international perspective to product leadership and organisational transformation. She is passionate about connecting European expertise with the rapidly evolving APAC financial ecosystem, fostering collaboration across markets and creating high-performing teams capable of delivering sustainable change.

Cristina is also a strong advocate for inclusive leadership, continuous learning and innovation with tangible business impact. She believes that successful transformation is not simply about adopting new technology, but about empowering people, challenging established ways of working and creating solutions that respond to real market needs.

Marc Hengen is CEO of ACA since March 2013.

After 18 years of professional experience in the Luxembourg insurance sector and after holding several management positions for different life and non-life insurance companies in Luxembourg, Marc joined the Executive Committee of ACA in 2010.

Marc is also a member of the Executive Committee of UEL (Union des Entreprises Luxembourgeoises), IE (Insurance Europe), Treasurer of IE (Insurance Europe) and Secretary General of the BL (Bureau Luxembourgeois des Assureurs Automobiles) and the FGA (Fonds de Garantie Automobile).

Marc holds a Master’s degree in Law from the Robert Schuman University of Strasbourg and was admitted to the Luxembourg Bar in 1991.

Biba Homsy is lawyer in Luxembourg and Switzerland specialised in crypto-assets, compliance and regulatory matters.

She has been active in the Blockchain and crypto space since 2015 and run her boutique law firm Homsy Legal with 4 associates in Geneva and Luxembourg supporting private actors with specialisation in regulatory, compliance, financial services and crypto-assets.

Before that, she was heading teams at the Swiss regulator FINMA for 5 years as Head International Cooperation, and was also Chief Compliance for Credit Suisse where she was in charge of Luxembourg and its European branches (France, Portugal, Ireland, Austria, Netherland) with oversight of 40 people.

She has been designated one of the 30 worldwide crypto experts by the International World Economic Forum (WEF) to support the WEF in the digital expansion.

She is a lecturer for several universities in compliance, AML and Fintech.

She holds two masters of Laws (French & Swiss Universities) and a certification from Harvard Law School on regulation.

She seats in the board of directors of major Banks in Europe, along in several entities (asset manager, tokenisation entities, etc.).

Xiaoyan Huang is a director at PwC Luxembourg, bringing 20 years of professional expertise.

Since beginning her journey in Luxembourg in 2013, she has developed a deep understanding of the business framework and ecosystem of Luxembourg, actively helping companies invest in Luxembourg and leverage it as a gateway for expanding their operations across Europe. Xiaoyan has also supported financial institutions (companies) in various capacities, collaborating with PwC Luxembourg teams on the licensing processes for banks, payment institutions, and insurance companies, among many other areas.

Her clients include multinational companies, financial institutions, private equity houses and sovereign funds etc. Additionally, she leads the China Business Group at PwC Luxembourg.

Prior to her arrival in Luxembourg, she assisted companies in investing in China from both business strategy and tax perspectives.

She holds an advanced LL.M degree in International Taxation Law from Leiden University.

Giulia Iannucci is the Deputy CEO at MAQIT.

With over 20 years of global experience in branding, marketing and digital strategy spanning Europe, Australia and Asia, Giulia has dedicated her career to helping organizations and individuals articulate their brand essence and drive meaningful growth.

In her role as Deputy CEO of MAQIT S.A., Giulia draws on her extensive experience in branding and employer-branding to advise C-suite leaders on sustainable business strategies, internal culture alignment and external brand positioning.

Giulia is passionate about bridging the gap between purpose and performance, whether through mentoring, public speaking, research, or teaching. Giulia is an Associate Fellow of the Higher Education Academy and has served as a module leader for entrepreneurship and strategic growth in higher education.

Ella Jordan is Marketing & Communications Associate at the Luxembourg House of Financial Technology (LHoFT), Luxembourg’s national fintech hub that brings together financial institutions, startups and public stakeholders to drive innovation in financial services.

She leads content, events and campaigns supporting LHoFT’s acceleration, education and AI initiatives, working closely with ministries, development banks and private institutions to spotlight opportunities in digital finance and financial inclusion. Ella actively showcases Luxembourg’s fintech ecosystem and its members, using multi-channel storytelling to amplify their impact and visibility on the global stage.

Ananda Kautz joined the ABBL in 2020. As a member of the Management Board, she brings her expertise in digital transformation and payments to support the ABBL’s strategic vision and contribute to shaping the future of Luxembourg’s financial centre.

She began her career in Luxembourg in 2006 at PwC, before joining ING Luxembourg where she developed her expertise in payments and digital tools.

Ananda holds a business degree from ESSEC (France) and Concordia University (Canada), as well as a Master’s degree from Paris Dauphine University (France).

Nadia Manzari is the founder and partner of MANZARI Legal, a Luxembourg-based law firm focusing on technology law, financial services, FinTech, AML/CTF, regulatory compliance, and corporate governance. With over 20 years of experience in finance, she has contributed to the development of Luxembourg’s payments and FinTech landscape.

Her career began in 2001 at the Luxembourg financial regulator, the Commission de Surveillance du Secteur Financier (CSSF), where she later became Head of the Innovation, Payments, Market Infrastructures, and Governance Department. In the next stage of her career, she joined a Luxembourg law firm as partner before taking the step to establish MANZARI Legal.

Nadia regularly shares insights at national and international conferences on topics including payment services, financial technologies, artificial intelligence, crypto assets, AML/CTF, and corporate governance. She also lectures in FinTech and digital finance law at the University of Luxembourg and provides training for boards on governance and regulatory matters.

Throughout her career, she has worked alongside clients in Luxembourg and abroad, helping them navigate regulatory frameworks and obtain approvals for innovative financial services. Her work is guided by a commitment to supporting innovation and helping businesses grow responsibly at the crossroads of law, finance, and technology.

Luc Maquil is the Managing Partner at MAQIT, a firm he co-founded to support companies in the financial sector with IT regulatory compliance and digital transformation.

With a wealth of experience in enterprise architecture, risk management, and IT compliance, Luc has spent the past then years building a specialized team focused on regulatory IT compliance. This team assists organizations with their license application processes and cloud outsourcing projects.

In addition, Luc spearheaded the development of a RegTech platform called regulat.io, which streamlines the traditionally manual tasks performed by IT Compliance Experts.

Prior to establishing MAQIT, Luc honed his skills as an IT specialist, concentrating on enterprise architecture, IT governance, risk management, and IT compliance. Luc began his career at IBM in 2001, working in research and development. From 2012 to 2015, he served in the IT consulting department at KPMG.

Andrey joined the ABBL in 2016 as a FinTech Advisor. Since February 2021, has been an adviser on Digital Strategy, FinTech and innovation, and since 2024, Andrey has been appointed as Senior Adviser – Innovation & Digital. Andrey is part of a dedicated ABBL team that supports and facilitates digital transformation, innovation, and bank-FinTech cooperation in the financial sector of Luxembourg.

At the ABBL, he coordinates the activity of the Digital Strategy Committee, FinTech and Innovation Forum, and other groups such as Tokenisation and Distributed Ledger Technology, Trust and Cybersecurity, DORA Assessment and Mutualisation, and Green ICT Adoption. He represents the ABBL at working groups of the European Banking Federation.

Andrey has Master’s degree from the University of Bologna (Italy) and a PhD degree (Ukraine). He further developed his professional skills by visiting several universities and business schools including Manchester Institute of Innovation Research (United Kingdom).

Frank specialises in securities laws, capital markets regulation (including stock exchange listings and structured finance) as well as banking laws.

Clients include banks as well as corporate, institutional, supranational and sovereign issuers for whom he advises on debt and equity transactions and structured finance transactions including securitisation, structured products, covered bonds, IPOs, placements and buy-backs of securities, exchange offers, listing applications and ongoing obligations deriving from such listings. He has more than 20 years of experience in these areas. Frank is also the Market Intelligence and Know-How Partner at A&O Shearman in Luxembourg.

Frank regularly holds conferences on securitisation and other capital markets topics in Luxembourg and abroad. He is a member of the securitisation working group of ALFI (the Association of the Luxembourg Fund Industry) and the securitisation working group and the financial markets committee of the ABBL (the Luxembourg Bankers’ association). Frank is also a member of the Islamic Finance working group of Luxembourg for Finance (Luxembourg’s agency for the development of the Luxembourg financial centre) and has joined the Haut Comité de la Place Financière (a committee set-up by the Luxembourg Ministry of Finance aiming to modernise Luxembourg’s financial sector legislation). Frank is also the chairman of the Luxembourg Capital Markets Association (LuxCMA).

Frank served from 2018 to 2020 as Managing Partner of the firm in Luxembourg.

Claude joined LUXHUB in 2018, following more than 20 years of experience in the banking industry — most of which he spent at BGL BNP Paribas, holding various positions across technology domains.

By joining LUXHUB at its inception, Claude embraced the challenge of building — together with his team — a cutting-edge API platform that enabled European banks to fully embrace Open Banking within just 12 months. Since then, he has developed a strong expertise in Open Banking and payments regulation, covering both compliance (PSD2, CESOP, Verification of Payee, etc.) and technical implementation aspects.

Today, Claude serves as a key leader within LUXHUB, a regulated Luxembourg-based fintech/regtech empowering banks, insurers, and financial institutions in the era of Open Banking and Open Finance. LUXHUB provides solutions for compliance (PSD2 XS2A, CESOP, VOP, FiDA and more), connection (account data aggregation & enrichment, account-to-account payments), and collaboration through its marketplace and co-developed industry platforms.

With extensive international experience in banking and payments, Claude combines strategic leadership with deep industry insight, making him a recognized voice in the evolution of financial services across Europe.

Marc Mouton is a Partner in the Banking & Financial Services practice. He advises financial institutions such as banks, investment firms, payment institutions and electronic money institutions. He is an expert in financial regulatory matters, mergers and acquisitions in the financial sector, financial litigation and general banking law.

Marc further specialises in emerging sectors such as Fintech and the digitalisation of payment services and assists both new market entrants and established financial institutions.

He advises on a large number of areas, including authorisation requirements, organisational and governance requirements applying to financial institutions, rules of conduct (including MiFID), outsourcing arrangements, laws and regulations relating to anti-money laundering and combating the financing of terrorism (AML/CFT), rules applying to payment services (including PSD), capital requirements (including CRD/CRR), data confidentiality requirements as well as any matters requiring contact with the supervisory authorities of the financial sector.

Marc’s expertise also includes the handling of litigation cases and customer claims relating to financial services.

Anida Mumdzic is an Attorney at Schiltz & Schiltz, specialising in regulatory law with a particular focus on fintech, financial innovation, and data protection.

Anida’s practice covers regulatory matters at every stage of a licensed entity’s corporate life, from initial authorization to ongoing supervision, and she also supports new entrants seeking to set up and license their activities in Luxembourg. She regularly assists payment institutions, electronic money institutions, and other regulated players in meeting their compliance obligations, while guiding innovative businesses through the licensing process before the Luxembourg supervisory authorities.

Anida joined the Luxembourg Bar this year and holds two Master of Laws (LL.M.) degrees from the University of Luxembourg, in European Law and in Space, Communications and Media Law, reflecting a broader interest in the regulation of emerging and cross-border technologies. She combines regulatory rigor with a keen interest in financial innovation, advising clients on the fast-evolving fintech landscape in Luxembourg and internationally.

Philippe specialises in debt securities issuance, fintech, derivatives and market infrastructure topics.

He notably advises financial institutions and fintechs on (i) the structuring and issuance of debt and digital securities and (ii) the legal and regulatory impacts when entering into derivatives contracts, encompassing close-out netting arrangements and collateral arrangements.

Philippe was the lead associate on award-winning and innovative multi-dealer digital bond issuances in Europe registered on Blockchain networks.

Philippe plays an active role in the Luxembourg capital markets legal community by (i) taking part in several working groups at the ABBL and the LuxCMA associations and (ii) regularly publishing articles and speaking at conferences focused on his practice areas.

Philippe is also an adjunct professor of the Sciences Po Law School in Paris. He teaches a course on the legal and regulatory framework of debt capital markets.

Sara Pereira is Head of Events at Luxembourg for Finance (LFF), where she leads the strategy and execution of the organisation’s events.

With more than 15 years of experience in the financial sector, she specialises in the design and delivery of high-level international events that connect professionals of the financial sector.

In her role, Sara leads the organisation of conferences, networking receptions and thematic events across key international financial centres, fostering dialogue and strengthening Luxembourg’s relationships with the global financial community.

Prior to joining LFF, Sara spent five years at Northern Trust, most recently as Head of Business Management, supporting the CEO and COO, and previously as New Business Implementation Project Manager overseeing client on-boarding for traditional and alternative fund launches. Before that, she spent over 11 years at Brown Brothers Harriman in Transfer Agency and project management roles.

Florian Pfleiderer is the Head of Strategy, Transformation & Performance Controlling for Deutsche Börse’s Post‑Trade division, where he leads – among other responsibilities – the development and execution of Clearstream’s corporate strategy. He also serves as the Chief Executive Officer of Clearstream Services S.A., the legal entity responsible for delivering core technology and operational services across Clearstream’s post‑trade ecosystem.

Florian’s current strategic priorities include strengthening Clearstream’s position as Europe’s trusted post‑trade infrastructure, expanding its global client footprint – including deepening strategic cooperation with partners such as SimCorp – and building the world’s first fully digital, DLT‑based CSD, shaping the next generation of post‑trade infrastructure.

Prior to joining Deutsche Börse, Florian was an Associate Partner at McKinsey & Company, advising major European financial institutions on strategy, operating models, and large‑scale transformation.

Matias Rubiolo is an Adviser for Business Development at Luxembourg for Finance (LFF).

 Matias role is to advise LFF and its stakeholders on the strategic orientation of the financial centre, specialising on the alternative assets side. He also advises financial services companies looking to develop their cross-border businesses via Luxembourg and on synergy creation with other key financial centres, with a focus on Iberia & Latin America.

Prior to joining LFF, Matias worked at PwC serving clients in the global asset and wealth management sector and at the European Investment Bank (EIB) in the Corporate Lending for Asia, LatAm & Sub-Saharan Africa unit. He is a Certified Public Accountant graduated from Universidad Nacional del Litoral (Argentina) and holds an MBA from Southampton Business School (UK).

Esli Spahiu is the AI Experience Centre Manager at The Luxembourg House of Financial Technologies, which aims at driving innovation at the intersection of artificial intelligence and fintech.

In her role, she collaborates closely with financial institutions, startups, technology providers, and ecosystem partners to accelerate AI adoption and encourage cross-sector collaboration across Luxembourg’s financial industry. Her work focuses on supporting the implementation of responsible AI initiatives, fostering knowledge exchange, and helping organizations better understand and integrate emerging AI technologies.

Romain Swertvaeger is the Fintech Leader and an Audit Partner at EY Luxembourg.

Romain has developed a deep and strong expertise in the areas of payment services, digital assets, blockchain & tokenization.

Romain is also active within Luxembourg’s eco system through an active participation in local associations and working groups as well as within the EY Global network.

Brice is CEO – Co-Founder of Realiz.io.

With over 20 years of experience in creating and growing businesses across Asia Pacific, Europe, and the Middle East, Brice has the expertise and vision to bridge the gap between people and opportunities, across cultures and geographies.

Brice helps uniting traditional finance and digital innovation by structuring securitization vehicles in Luxembourg, tokenizing assets, and establishing efficient distribution channels.

Zoé Wagner is an Attorney at Schiltz & Schiltz, where her practice focuses on regulatory law with a particular emphasis on fintech and innovation as well as data protection law. She joined the firm in 2018, the same year she was admitted to the Luxembourg Bar.

Zoé advises licensed entities on regulatory matters arising throughout their corporate life cycle, as well as new market entrants seeking to establish and license their operations in Luxembourg. Her practice spans the full spectrum of regulatory work relevant to the financial services and technology sectors, including advising payment institutions, electronic money institutions, and other regulated entities on their ongoing compliance obligations, as well as guiding innovative market entrants through the licensing process before the Luxembourg supervisory authorities. She also regularly advises clients on data protection matters, helping businesses navigate the interplay between business imperatives and privacy compliance.

Before joining Schiltz & Schiltz, Zoé worked as an apprentice tax specialist at Airbus Helicopters in Marignane, France, an experience that gave her early exposure to the practical, cross-border dimension of corporate legal and tax matters. She has long been active within the Luxembourg legal community: as a law student, she was a committed member of the National Association of Luxembourg Law Students (ANELD), chairing its board of directors from 2015 to 2016. She subsequently became involved in the Conference of the Young Bar of Luxembourg (CJBL), serving on its executive committee from 2018 to 2020 and again from 2023 onwards, including as chair of the CJBL board during the 2024–2025 judicial year.

Zoé holds a Master’s degree in Corporate Law and Taxation from the University of Aix-Marseille in France, where she also completed a three-year programme in Business Law, Taxation, and Accounting. Combining strong regulatory expertise with a genuine interest in financial innovation, Zoé is well placed to advise clients navigating the evolving fintech landscape in Luxembourg and beyond.

Jonathan Westhead currently serves as Head of Communications for Luxembourg for Finance (LFF), the agency for the development of the Luxembourg financial centre.

Prior to joining LFF, Jonathan worked at PwC where he was responsible for a team serving clients in the global asset and wealth management sector. In this role, he led projects for some of the world’s largest asset & wealth managers relating to trends and developments in the investment fund industry, as well as developing thought leadership and white papers for clients.  Jonathan has also worked as a researcher and taught undergraduate classes at Stellenbosch University in South Africa.

He holds a master’s degree in Ancient Cultures from Stellenbosch University.